Here are my takeaways from a private watch party. I’ve had the privilege to have a sneak peek at Tony Robbins’ discussion of the stock market crash. Negative news sentiments are everywhere. Financial news and social media are having discussions about a possible recession. It’s obvious that it creates fear…

I’m pursuing both at the same time. Here’s why. Disciples of Robert Kiyosaki’s book, “Rich Dad, Poor dad” are very likely to give a definite passive income first answer. Why? — Because according to the “rich dad”, to obtain financial independence, the goal is to accumulate as many income-producing assets…

5 decisions that save you money without compromising your standard of living during challenging times. If you’re an avid saver like me, you would’ve probably appeared cheap at first glance. Although cheapness might seem to appear from a negative viewpoint, it could be due to the extreme desire to spend…

—and ways to curb your emotional spending. — The beauty industry has been undeniably the most, if not — one of the most saturated industries globally because of its increasing growth in demand for beauty products. According to Allied Market Research, the global cosmetics market size was valued at $380.2 billion in 2019 and is projected to reach…

Things I did to help me save more without sacrificing my living standards. While it’s obviously common to think that spending less equals more savings, I’d like to consider having smart spending as well that could actually help to save in the long run. Most would probably think that saving…

Most important — #6 Get educated in managing money & #8 know your why — When I was 18, I first learned about managing my own money after I had my first earned income after graduating from secondary school. Where did I choose to work? McDonald's. Yeap! That’s what happens when you’re too bored to stay at home while waiting for your SPM results (it’s…

The focus is to prioritize your savings rate. It’s a crucial solution to avoid being one job away from drowning in debt. If you’re constantly stressed about meeting your financial obligations constantly or always worried if you’re able to financially survive for the month but heave a sigh of relief…

Globally, central banks are expected to increase interest rates for the coming year. Countries like the United Kingdom, South Korea, New Zealand, and Brazil have already raised their interest rates for 2021. The US had recently increased its interest rates from near zero to a range between 0.25% to 0.5%…

For anyone to achieve Financial Independence without being burnt out, one needs to look into passive income ideas that require a more lifestyle approach. While I’m all for hustling, it’s also just as important to stay healthy and enjoy the process to stay in it for the long run. Most…